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Insurance???

7.5K views 47 replies 20 participants last post by  IndyDurango  
#1 ·
Who do all you modded guys use for auto insurance? I just got my renewal notice from progressive today and was reading thru it and noticed that they say they wont insure my truck because of my mods.

"The company will not insure the following vehicles:
a. A vehicle that has been substantially modified from its original manufactured state for purposes of increasing the speed or acceleration capabilities of the vehicle. The following characteristics would be considered "substantially modified:"
-Raised or lowered suspension;
-Steering geometry changed;
-Engine or drive train altered or changed;
-Addition of traction bars; or
-oversized tires."

Well I am lowered, some drive train mods such as (gears, DTT, Valve body, and tuner) and I have Traction bars. So is this the norm or is it just progressive? I used to have Allstate and changed companies because Progressive is cheaper. Just curious as to whats out there. I understand that they cant insure a race car but dang my truck isnt a race car. I built it so it drives better and looks better. ugh!!
 
#42 ·
For virtually everyone who takes their truck to the strip, autocross, etc. if your insurance co. knew you would get canceled.
 
#44 ·
http://jalopnik.com/5065913/nyt-racetrack-coverage-through-standard-collision-insurance-no-more
Mike Barr, a dentist from Palm Beach, FL called USAA to inquire if his Subaru WRX STi was covered for a track day event. Apparently, USAA didn't like the sound of his question: “Some months later I got a letter from USAA saying they were going to discontinue coverage,” he said.” “They dropped me because I asked about” performance driving schools. “They confirmed it verbally when I called to inquire further.” A USAA spokesman said Dr. Barr was canceled for “several reasons,” but would not elaborate.

http://www.thetruthaboutcars.com/nsurance-companies-close-track-day-and-training-loopholes/

http://www.autoblog.com/2008/10/20/insurance-companies-close-track-day-and-advanced-training-loopho/