Hey all,
Just wanted to see how this sounds to you guys...
So I'm stopped at a light, in the right turn lane. Car in front of me starts to go (light is red, but no cars coming and right on red is allowed), so I start moving up. All of the sudden, car in front of me slams on brakes for no apparent reason, and I slam on mine, coming very close but didn't hit her. She goes around the corner and pulls over, I see that she pulled over, so I do as well just to be sure nothing happened. I get out of my truck, she jumps out of hers freaking out, yelling and the whole 9 yards. I said "I didn't hit you", and walk to the rear of her vehicle, and observe that there is no damage. No scratches, no blemishes, no paint, no nothing. FLAWLESS rear bumper. Only noticeable thing was that the little plastic hitch cover (one of these things: http://www.autoaccessoriesgarage.com/img/group/main/43/4378_1_lg.jpg) looked as if someone improperly re-latched it. Part of it was hanging down, and a simple push at the bottom of the cover would've fixed it.
However, lady calls cops, they come and give me a ticket because I had previous damage on my truck. From the cop's standpoint, I guess I would've given me a ticket too, but looking at the back of her car, I am confused as to why I got ticketed. The bumper on my truck was and has been cracked, and one of the fog lights was cracked from something else. I have plenty of people who know my truck was previously damaged, in addition to the fact that I already drilled holes at the end of the cracks a long time ago. There's no way any of my damage was from this anyways, because there was no contact what so ever.
To me, it sounds like someone is trying to milk the insurance company, and they thought that they found someone they could get away with it with. I'm really pissed off by this whole thing, because there's no reason this should've happened in the first place, and the woman was a total b!tch. And at this point, it's basically my word (I'm a 17 year old kid) versus her word (40 some odd year old scary looking woman). However, my mom was with me, and she didn't feel any impact either. I've got like 20 pictures of other woman's car to prove no damage was done, and like I said I've got lots of witnesses to the damage that was already on my truck.
On a side note, this woman is really just screwing herself over... She's filing an accident report with the state, so it's going to go on the carfax for that vehicle... It's a 2011 too. So, when she goes to trade it in the dealer or whoever will look at the carfax and give quite a bit less due to the "accident" that occured. I guess that's going to be her karma, or at least I hope it is.
The main thing I'm worried about is what my insurance company is going to do after this. Hopefully they'll see nothing happened and that my damage was there before, but if they don't my rates could jump, or worse yet they could drop me. All because the woman claims that I hit her, which I didn't. I guarantee I didn't even tap her bumper, because like I said, there was absolutely NO marks on her bumper, and NOTHING (other than previous damage) on mine.
My question is what do you guys think of this, have any of you had something similar happen? This really seems to be like they're trying to pull some kind of insurance scam on me.
Just wanted to see how this sounds to you guys...
So I'm stopped at a light, in the right turn lane. Car in front of me starts to go (light is red, but no cars coming and right on red is allowed), so I start moving up. All of the sudden, car in front of me slams on brakes for no apparent reason, and I slam on mine, coming very close but didn't hit her. She goes around the corner and pulls over, I see that she pulled over, so I do as well just to be sure nothing happened. I get out of my truck, she jumps out of hers freaking out, yelling and the whole 9 yards. I said "I didn't hit you", and walk to the rear of her vehicle, and observe that there is no damage. No scratches, no blemishes, no paint, no nothing. FLAWLESS rear bumper. Only noticeable thing was that the little plastic hitch cover (one of these things: http://www.autoaccessoriesgarage.com/img/group/main/43/4378_1_lg.jpg) looked as if someone improperly re-latched it. Part of it was hanging down, and a simple push at the bottom of the cover would've fixed it.
However, lady calls cops, they come and give me a ticket because I had previous damage on my truck. From the cop's standpoint, I guess I would've given me a ticket too, but looking at the back of her car, I am confused as to why I got ticketed. The bumper on my truck was and has been cracked, and one of the fog lights was cracked from something else. I have plenty of people who know my truck was previously damaged, in addition to the fact that I already drilled holes at the end of the cracks a long time ago. There's no way any of my damage was from this anyways, because there was no contact what so ever.
To me, it sounds like someone is trying to milk the insurance company, and they thought that they found someone they could get away with it with. I'm really pissed off by this whole thing, because there's no reason this should've happened in the first place, and the woman was a total b!tch. And at this point, it's basically my word (I'm a 17 year old kid) versus her word (40 some odd year old scary looking woman). However, my mom was with me, and she didn't feel any impact either. I've got like 20 pictures of other woman's car to prove no damage was done, and like I said I've got lots of witnesses to the damage that was already on my truck.
On a side note, this woman is really just screwing herself over... She's filing an accident report with the state, so it's going to go on the carfax for that vehicle... It's a 2011 too. So, when she goes to trade it in the dealer or whoever will look at the carfax and give quite a bit less due to the "accident" that occured. I guess that's going to be her karma, or at least I hope it is.
The main thing I'm worried about is what my insurance company is going to do after this. Hopefully they'll see nothing happened and that my damage was there before, but if they don't my rates could jump, or worse yet they could drop me. All because the woman claims that I hit her, which I didn't. I guarantee I didn't even tap her bumper, because like I said, there was absolutely NO marks on her bumper, and NOTHING (other than previous damage) on mine.
My question is what do you guys think of this, have any of you had something similar happen? This really seems to be like they're trying to pull some kind of insurance scam on me.
